Cheque Scanning Solutions

Direct Participation

At a complex level, we provide the entire cheque receipt and clearing service for two of the country’s larger banks.  As Direct Participants in the ICS banking system, these banks use Solchar TJ software to manage cheque clearing, both into and out of the ICS Switch. Everything from the creation of digital images to the management of transmission messages, which leads to the allocation of funds and payments, is handled by our system.

Networked Systems

Where multiple branches or locations exist, such as building societies, for example, Solchar TJ provides the infrastructure to capture cheque images in branch before electronically transmitting them to a central finance facility or head office, where they are collated and administered as a batch.

With the cheque files imaged and already converted into the recognised industry format, the central finance office can easily transmit them digitally to the bank as a single batch.  This networked system provides numerous cost-saving efficiencies, it provides immediate visibility of branch cheque receipts centrally and delivers cheque-clearing cost savings for the organisation.

Standalone Systems

Individual customers can also access digital clearing via our in-house bureau service.  Through an additional application built into the system, you can securely transmit scanned cheque files to our Solchar TJ Processing Bureau.  We then process the file, sending it digitally to your bank and removing the need for you to take the cheques in yourself.

This additional service relies on your bank being able to receive digital cheque transmissions from us.  The process relies on the same security protocols and industry formats that apply to the whole industry in Australia, but it is more accessible and designed to help smaller-scale users access faster cheque payments.